There is something oddly persistent about the SIP versus fixed deposit debate. It never really goes away. Every time interest rates change or markets become unpredictable, people circle back to the same question.
A SIP is a method of investing a fixed sum at regular intervals, typically every month, into a mutual fund. Instead of putting in a lump sum and worrying about when to enter the market, you spread your investment over time. This approach removes a lot of the emotional decision-making that tends to hurt long-term returns. You are not trying to outguess the market. You are participating in it, steadily.
Plan your investments using our free SIP Calculator with step-up, inflation adjustment, and lumpsum options.
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